personal finance

16
Oct

The 3 Financial Ratios You Need to Know

Posted by | · · · | financial planning · personal finance

A good financial plan will consist of your goals, specific action steps, and a set of simple, but useful metrics or ratios to track your progress and keep you focused. Today, we are going to teach you 3 financial ratios that should be a part of your financial plan.   #1 Your Savings Ratio   […]

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10
Oct

How to Make Your Kids Financially Independent

Posted by | | financial planning · personal finance

Talking to your kids about money is a somewhat controversial topic. Far too often, parents themselves are having money problems so it seems a little hypocritical to then turn around and try to teach the subject. Others just view the topic as completely taboo. Regardless of where you stand on the topic, almost all of us […]

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06
Sep

How Can I Secure my Personal Smartphone Data?

Posted by | · | personal finance

Today, our entire life is on our smartphone. Thanks to the many helpful apps we use on a daily basis our actions are constantly being tracked and saved, including our credit card payments, personal logins, and other confidential information. Therefore, it is becoming increasingly important to keep our phone safe and secure to prevent unnecessary […]

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31
Aug

What is a Reverse Mortgage? Should You Use One?

Posted by | · · | financial planning · personal finance

A home equity conversion mortgage (HECM) also known as an FHA reverse mortgage is a way for anyone 62 or older to turn their home equity into cash – usually in monthly installments. A lender gives a loan to the homeowner on the condition that the balance must be repaid when the borrower either dies, […]

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23
Aug

How Can I Improve My Credit Score?

Posted by | · · | personal finance

Need a loan, but afraid your credit score isn’t up to par? While some lenders might be willing to give you a loan around 600-650, you’ll want to be well above the 700’s to get the more competitive or prime rates. So how do you do that?   The best way is to know how your […]

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29
Aug

What are the Best Money Management and Personal Finance Apps?

Posted by | | financial planning · personal finance

We all need help managing our money from time to time. Fortunately, there’s an app for that – dozens actually – but a few stand out from the pack.   The first and probably best app is Mint, which is made by Intuit. This app allows you to link almost all of your financial accounts […]

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